Pension Mortgage

Why choose Howden for your pension mortgage?

Our team strive to arrange pension mortgage solutions, on your behalf, simply and easily. We pride ourselves on doing the heavy lifting, so you don’t have to. As an insurance broker, we have great relationships with a selected panel of standard and specialist insurers, and that allows us to make the process of comparing multiple different insurance policies, on your behalf, simple and easy. What’s not to like?

We’re also aware that each policy needs to be as individual as its owner, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your insurance cover.

Ultimately, whether you need to make a claim, purchase a new policy, or renew an existing one, just know that we’re here to help.

Benefits of working with Howden:

• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• Speak to your local broker, within your community.
• We’re right by your side in the event of a claim.

What is a pension mortgage?

Use your self-administered pension fund to purchase a buy-to-let property. Property and all associated funds will be fully funded from your pension plan with borrowings allowable of up to 50% of the purchase price. Upon completion of the purchase, all of the rental income on the property will go back into your pension fund tax-free, allowing you to purchase a property and build a nice retirement fund in the process.