Fine Art Insurance
Whether you own a single piece of art or an entire collection, find out how we can source you a fine art insurance policy that suits you.
Why choose Howden for fine art insurance?
As an insurance broker, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing multiple fine art insurance policies, on your behalf, simple and straightforward. What’s not to like?
Our team also recognise that each policy needs to be as individual as its owner and their art, and that’s why we provide a tailored, personalised service, focused on getting to know you and finding out exactly what you want from your insurance cover.
Ultimately, just know that whether you need to make a claim, purchase a new fine art policy, or renew an existing one, we’re here to help.
Benefits of working with Howden:
- We’re driven to save you time, money, and hassle.
- Benefit from a tailored service that comparison sites can’t provide.
- Speak to your local broker, within your community.
- We’re right by your side in the event of a claim.
What is fine art insurance?
Collecting fine art, antiques and other valuables can be a lifelong pursuit of happiness. If you have a passion for rare and unique items, you will understand that true peace of mind can only come from knowing that your prized possessions are protected by a specialist household insurance policy. Unfortunately, a standard contents insurance policy can end up providing inadequate cover for valuable items, which is why we won’t deal in off-the-shelf policies where it is inappropriate to do so.
Agreed value
The basis of cover for your art, antiques and collectibles is ‘agreed value’. This means that we agree the replacement cost with your insurer, up front. Insuring for the right value is therefore very important, and values should be updated every three to five years so that any fluctuations are detected, and your cover adjusted.
We take insuring art seriously and can provide you with high-quality advice and guidance. Fine art can be insured either as a collection or as part of your home policy.
